
Death Benefit Claims
Experiencing the loss of a loved one is a deeply personal and challenging time. The emotional toll is heavy, and the financial implications can add to the stress. This is where death benefit claims come into play.
You don't have to navigate this complex process alone. Contact us today for a free consultation, and let us help you take the first step towards financial stability during this challenging period.
What Are Death Benefit Claims?
Death benefit claims are a crucial financial safety net, designed to provide support when a loved one passes away. These claims are made against a superannuation fund or a separate insurance policy, and they aim to provide a lump sum payment to the beneficiaries. This payment can help cover funeral costs, pay off debts, and provide financial stability during a challenging time. At The Firm Law Group, we're committed to helping you navigate this complex process with compassion and expertise
Who Can Make a Death Benefit Claim?
Death benefit claims can usually be made by the beneficiaries nominated in the deceased's superannuation fund or insurance policy. This often includes the spouse or de facto partner, children, or financial dependents of the deceased. In some cases, if no beneficiaries are nominated, the superannuation fund trustee may decide who receives the benefits. It's a complex process, and our team at The Firm Law Group is here to provide the guidance you need to ensure your claim is handled correctly and efficiently.
Learn more about what you could be entitled to
What’s covered in Death Benefit Insurance?
Death benefit insurance is designed to provide comprehensive coverage, ensuring financial support is available when it's most needed.
Illnesses Covered by Death Benefit Insurance
Death benefit insurance covers a wide range of illnesses and injuries that result in death. This includes, but is not limited to:
- Chronic illnesses such as heart disease and cancer
- Acute conditions like stroke or heart attack
- Fatal injuries from accidents, whether at home, during sports, or on the road
- Terminal illnesses
Our team at The Firm Law Group can help you understand the specifics of your loved one's policy and guide you through the claim process.
Beyond Work-Related Issues
While some people may associate death benefit insurance with work-related incidents, the coverage is much broader. Whether the death resulted from a condition developed over many years, an unexpected accident, or a terminal illness, a death benefits claim can be made. The key is that the death has resulted in financial loss for the beneficiaries.
At The Firm Law Group, we're here to help you navigate these complexities and ensure you receive the benefits you're entitled to.
What is the Process of Making a Death Benefit Claim?
Dealing with the loss of a loved one is challenging enough without the added complexity of making a death benefit claim. At The Firm Law Group, we aim to simplify this process for you. Let's walk through it together.
Starting Your Claim
The first step in making a death benefit claim is to gather all necessary documentation. This includes the deceased's death certificate, proof of your relationship to the deceased, and any relevant details about their superannuation fund or insurance policy.
Once you have these documents, we'll guide you in notifying the superannuation fund or insurance company about your intent to make a claim. It's important to start this process as soon as you can to ensure all deadlines are met.
Assessing Your Claim
After your claim is submitted, the superannuation fund trustee or insurance company will assess it.
They'll consider factors such as your relationship to the deceased, the terms of the deceased's policy, and any nominated beneficiaries. We'll be there to ensure your claim is assessed fairly, advocating for your rights and ensuring you receive the benefits you're entitled to.
Time Limits for Making a Death Benefit Claim
While it's important to start your claim as soon as possible, it's also crucial to understand that there are time limits for making a death benefit claim. These time limits can vary depending on the specifics of the deceased's superannuation fund or insurance policy.
At The Firm Law Group, we can help you understand these time limits and ensure your claim is submitted within the appropriate timeframe.
Seeking Legal Advice
Making a death benefit claim involves navigating complex legal and financial landscapes. Having professional legal advice can make a significant difference. At The Firm Law Group, we're here to provide the guidance you need.
No Win No Fee
We believe that everyone should have access to legal support, regardless of their financial situation. That's why we operate on a 'No Win, No Fee' basis for death benefit claims. This means that you won't have to pay our legal fees unless we win your case. It's our way of ensuring that financial concerns don't stand in the way of you getting the legal support you need.
Why choose us?

Experienced Team
The Firm Law Group offers over 60 years of combined experience across a broad range of areas to bring you a dedicated and highly professional legal service.

Competitive Pricing
Unconstrained by the processes of a larger firm, we are able to offer competitive pricing so you can get access to the quality legal support you deserve.

Personalised Solutions
As a boutique legal firm we can offer what many others can’t, by providing the attention and care you need when navigating a settlement. Get real solutions made to fit your situation.
Our Satisfied Clients
I had the privilege of working with James Charara and I couldn’t be more impressed with his exceptional service. From the very beginning, James demonstrated a strong commitment to being customer-focused. James took the time to listen to my concerns, providing personalized attention that made me feel valued as a client. His politeness and professionalism was truly noteworthy. James consistently treated me with respect and courtesy, creating an atmosphere of trust that put me at ease throughout the legal process. What stood out the most was his responsiveness. Whether it was a quick question or a more complex issue, I always received timely and thorough communication. James proved himself to be not only a skilled legal professional but also a reliable and trustworthy advisor. James attention to detail and dedication to achieving the best possible outcome for my case was truly commendable. I would highly recommend James to anyone seeking legal assistance. It’s rare to find someone who combines legal expertise with such a customer-driven approach.
CM Hawkesbury
Thank you and your law firm for all of your hard work throughout my case over the past few years. Throughout the time you worked on my case, you were kind, patient, supportive and remained professional, you also made me feel heard and that meant a lot to me, through the mediation and dealings with my case. I am very appreciative to have found the best lawyer in Australia and would recommend you to anyone needing to be heard and supported.
FLW
I wish to thank James Chrara and the team at The Firm Law Group, for their perseverance and sincerity in dealing with my motorcycle claim.
I was deeply concerned and worried about what the future held as a result of the injuries I suffered in my motorbike accident.
The insurance company threw up many obstacles, but James and his team were able to overcome them and progress my matter despite the impact on my claim from COVID. The Firm Law Group did not take a backward step.
It has been difficult and uncertain three years but having my claim settled will make a huge difference in my life.
This result will help me move forward and secure my future.
Thank you again I am so very much forever grateful.
I have no hesitation in referring The Firm Law Group’s services to any injured clients, knowing your capabilities and desire to obtain maximum damages for your clients.
Wayne S, QLD
“I couldn’t be happier with the support and representation I received from James Chrara and the team at the Firm Law Group. In 2018 I was the recipient of severe neck and shoulder injuries due to a motor vehicle collision that was not my fault. I originally chose a very well-known, prominent law firm Y believed would have my best interest in mind. After a period of time, with very little progress I felt this was not the case. This lack of progress and communication made me feel as though my best interests were not being looked after and I was not a priority, just another injury claim that they would get around to. After receiving both severe physical and mental trauma the last thing I needed was the added stress of not knowing what was going on with my third-party claim. I lost all confidence in the people representing me. Smallest entity house coming by countryside for his size. Due to this, I decided to sign with James Chrara and the team at The Firm Law Group who from day one put my mind at ease. James and the team’s approach was always positive with excellent customer service, up-to-date communications, reliable advice and unwavering professionalism. Thank you to James and the team at The Firm Law Group taking charge of my claim, confidently progressing it forward to the very best outcome achievable. I can’t recommend James Chrara and the team at The Firm Law Group highly enough.”
Wayne Baker, QLD
“Just wanted to send you all a thank you email for everything you have done for me over this entire ordeal!! After working hard for so many years I can honestly say I never saw this coming. The settlement that was reached today is one that myself & my family Are very happy to accept. I will be forever upset by the way I was unfairly treated by my employer, but at least now I will have back payments, spinal surgery & recovery costs all paid for. For this I am forever grateful. Thank you, Chris, for your guidance & especially your counsel in all matters with my case. And thank you, Fay, for all your hard work behind the scenes as well.”
Steve, NSW
James Chrara represented me during my claim against my insurer due to a motor vehicle that caused a severe aggravation of a previous back injury. Right from the moment James took on my case, he was incredibly supportive and understanding of my situation, he took me through each step of the process again and again and would communicate with me on a regular basis. He informed me of the difficulties that were ahead, especially due to the fact that there was a previous back injury prior to the accident.
James and the rest of his team remained incredibly professional right throughout the process. They were communicative, provided advice each and every time I needed it and were with me every step of the way. The end settlement result truly went above and beyond my expectations and I couldn’t be happier. Even with the settlement being recently concluded, I still receive check in messages from James to see how I am doing with it all being over with.
I can’t thank James, Soren and Fay and their team for all of their help, support, advice and for helping me get through a truly tough time. I can’t recommend The Firm Law Group highly enough!
Sarah H, Sydney
I want to say Soren how much you helped me, you made a complex process easy, and stood up to the insurer right to the end, it helped our family so much.
Kristie P, St Ives
Soren and his team were amazing. They took the time to listen to me and understand my situation. The outcome they achieved put me back in control when things seemed so uncertain.
Charlotte N, Annandale
Just wanted to send you all a thank you email for everything you have done for me over this entire ordeal!!
After working hard for so many years I can honestly say I never saw this coming.
The settlement that was reached today is one that myself & my family are very happy to accept.
I will be forever upset by the way I was unfairly treated by my employer, but at least now I will have back payments, spinal surgery & recovery costs all paid for. For this I am forever grateful.
Thank you, Chris, for your guidance & especially your counsel in all matters with my case.
And thank you, Fay, for all your hard work behind the scenes as well.
Steve M, Brisbane
“I couldn’t be happier with the support and representation I received from James Chrara and the team at The Firm Law Group. In 2018 I was the recipient of severe neck and shoulder injuries due to a motor vehicle collision that was not my fault. I originally chose a very well known, prominent law firm who I believed would have my best interest in mind. After a period of time, with very little progress I felt this was not the case. This lack of progress and communication made me feel as though my best interests were not being looked after and I was not a priority, just another injury claim that they would get around to. After receiving both severe physical and mental trauma the last thing I needed was the added stress of not knowing what was going on with my 3rd party claim. I lost all confidence in the people representing me.”
“Due to this, I decided to sign with James Chrara and the team at The Firm Law Group who from day one put my mind at ease. James’s and the team’s approach was always positive with excellent customer service, up to date communications, reliable advice and unwavering professionalism. Thank you to James and the team at The Firm Law Group for taking charge of my claim, confidently progressing it forward to the very best outcome achievable. I can’t recommend James Chrara and the team at The Firm Law Group highly enough.”
Wayne Baker
Ready to Start Your Claim? We're Here to Help
If you're ready to start your death benefit claim, or if you just need some advice, don't hesitate to get in touch with us. Our dedicated team is ready to answer your questions, guide you through the process, and fight for your rights. Remember, you don't have to navigate this challenging time alone. Contact us today.
Let us help you secure the compensation you deserve